Fees and Insurance
Insurance Coverage
All Minds Psychotherapy is an out-of-network provider
I do not bill insurance companies directly, however many clients are still able to receive reimbursement through their out-of-network benefits. Reimbursement depends on your individual plan, but some clients report receiving up to 80% back.
Working out-of-network allows therapy to focus on your needs rather than insurance requirements. Insurance companies often require a mental health diagnosis, limit the number of sessions, and request access to treatment information. By working out-of-network, you have greater privacy and more flexibility in the pace and focus of therapy.
We offer different options depending on how you prefer to manage payment and reimbursement. Some clients prefer to submit claims on their own at their convenience, while others prefer a more hands-off option for a small additional fee.
OPTION 1: Pay out of pocket
You will be asked to keep a credit card on file, which will be charged on the day of your appointment. A superbill will be made available to you the same day through our client portal. You can access it at any time and upload it to your insurance provider’s portal for possible reimbursement.
We recommend contacting your insurance company to confirm whether you have out-of-network benefits for mental health services.
Below is my information and some typical service codes which are used:
Kelly Coppola, LCSW
NPI# 1053565663
NJ License: #44SC05513200
NY License: #078963
CPT Codes: 90834 (45 min Psychotherapy), 90791 (Initial Psychiatric Evaluation)
OPTION 2: Simplify with Thizer
Thizer is a service that can help manage insurance verification and reimbursement for you. They offer three plan options: one free option and two paid options based on a small percentage of the therapist fee.
How it works:
Step 1: We email you a link to create a Thizer account.
Step 2: You add your insurance and payment information, and Thizer reviews your out-of-network benefits and provides a coinsurance cost estimate.
Step 3: You can choose to pay the full session fee and wait for reimbursement at no additional cost, or select one of Thizer’s paid plans for a more hands-off experience.
Please visit Thizer’s website for more information about their services and pricing.
A slightly warmer version for a therapy website would open like this instead:
Payment & Insurance
We want the payment and reimbursement process to feel as simple and manageable as possible. You can choose the option that works best for you, whether that means submitting out-of-network claims yourself or using a service that helps streamline the process.